Reference Guides

Commitment Resources

06.14.24

Bulk AOT Commitments

Overview to the Pennymac delivery and purchase process for Bulk AOT commitments.

05.11.22

Batch BE Resource Guide

Pennymac is introducing a new method of locking to enhance the efficiency and lock experience for our Delegated Best Efforts clients.

04.11.23

Credit Fee Cap P3 Resource Guide

Overview of Pennymac's First Time Home Buyer and Duty to Serve Credit Fee Cap support.

General Reference Guides

05.23.23

DocuSign FAQ

Frequently asked questions & answers related to the DocuSign Application.

 

Delegated Quick Reference Guide

Overview of key contacts, addresses, fees, and delivery information for the PennyMac Delegated Correspondent Group.

 

Disaster Zip Code List

List of zip codes that are currently being monitored. Properties located in these areas may require a disaster inspection.

 

Condo Extra Review List

Condos located on this list have been identified as having a potential eligibility issue. Please review with caution.

Program & Delivery Guides

09.06.22

HomeStyle vs 203(k) Matrix

A product comparison between Fannie Mae HomeStyle and FHA 203(k) programs.

08.15.22

Revised Qualified Mortgage (QM) Rule FAQ

Frequently asked questions & answers related to the revised QM (Qualified Mortgage) rule and its impacts on loans purchased by Pennymac.

12.09.21

Trailing Documents Guide

Step-by-step guide to deliver trailing documents via the portal.

03.01.22

Conforming SOFR ARM Overview

Overview of Pennymac's Conforming SOFR ARM programs.

09.18.23

Government Overlay Matrix

Summary of most Pennymac guideline overlays to FHA, VA and USDA requirements.

04.21.23

Agency Overlay Matrix

Summary of most Pennymac guideline overlays to Fannie Mae and Freddie Mac requirements.

02.02.24

eMortgage Guide

PennyMac Correspondent Group eMortgage Guide.

03.25.24

Non-U.S. Citizen Documentation Requirements

List of acceptable visas for non-permanent residents.

08.09.23

Government ARM Interest Rate Adjustment Dates

Pennymac's delivery deadlines and interest rate adjustment date requirements for Government ARM products.

02.11.22

ARM Attribute Matrix

Overview of acceptable ARM loan programs and delivery expectations.

08.04.16

ATR/QM Points and Fees

Guide to assist clients in meeting Pennymac's purchase requirements. Provides Pennymac interpretation by ATR/QM points and fees topic.

04.29.20

TRID FAQ

This document is intended to assist clients in meeting purchase requirements in regard to delivery of the TILA-RESPA Integrated Disclosures.

04.29.20

TRID Conditions

This document is intended to assist clients in understanding and resolving conditions placed by Pennymac in regard to TRID requirements.

12.01.21

eMortgages with Pennymac and MERS®

Slides from the Pennymac & MERS® joint webinar on eMortgages.

04.05.22

RefiNow Delivery Checklist + FAQ®

Checklist of key RefiNow pre-closing requirements and FAQs to help deliver RefiNow loans.

04.18.23

Fannie Mae / Freddie Mac Refinance Matrix

Product comparison featuring Fannie Mae and Freddie Mac’s standard refinance, HomeReady/Home Possible, and RefiNow.

Videos

P3 Delegated Training Videos

Uploading Documents and Conditions.

P3 Delegated Training Videos

Delivery of Closed Loan.