Non-QM Resources

09.04.26

Pennymac guidelines and information regarding Non-QM A+ products.

09.04.26

Pennymac guidelines and information regarding Non-QM A products.

09.04.26

Pennymac guidelines and information regarding Non-QM A- products.

09.04.26

Pennymac guidelines and information regarding Non-QM DSCR products.

09.04.26

Pennymac A+/A/A- Credit Grade Comparison.

09.22.25

To be included when delivering the file for purchase to Pennymac Correspondent Group if the loan proceeds are used for a business purpose.

09.22.25

To be included when delivering the file for purchase to Pennymac Correspondent Group if a married borrower is providing a personal guaranty alone in a community property state.

09.22.25

To be included when delivering the file for purchase to Pennymac Correspondent Group confirming the borrower's intended use of a property.

09.22.25

To be included when delivering the file for purchase to Pennymac Correspondent Group if a borrower is providing a personal guaranty for the borrowing business entity.

09.22.25

To be included when delivering the file for purchase to Pennymac Correspondent Group for each self-employed borrower's income and business finances being used on the transaction.

09.22.25

To be included when delivering the file for purchase to Pennymac Correspondent Group, when the subject property is a condominium, certifying the condominium project meets all program eligibility requirements.

02.17.26

Completed form to be included when delivering the file for purchase to Pennymac Correspondent Group when the subject property is a condominium.

10.22.25

Completed form to be included when delivering the file for purchase to the Pennymac Correspondent Group.

06.22.26

To be included when delivering a file for purchase to Pennymac Correspondent Group to disclose the borrower's total financed real estate owned.

09.25.26

Overview of key contacts, addresses, fees, and delivery information for the Pennymac Non-Delegated Correspondent Group.

10.31.25

Overview of key contacts, addresses, fees, and delivery information for the Pennymac Delegated Correspondent Group.

09.22.25

Seller Overview introducing Pennymac Correspondent's Non-QM Product Suite.

06.24.26

Step-by-step instructions for requesting a guideline exception for Non-QM loans in P3.

10.01.26

Watch our Non-QM Deep Dive and learn how Pennymac’s Asset-Based Loan Options can help you serve more high-net-worth clients and open new channels of business.

Watch video about Non-QM Asset Based Programs

09.10.26

Watch our webinar where we break down Pennymac's complete Alt-Doc lineup. Programs designed to help you serve more clients and close more loans.

Watch video about Non-QM Alternative Doc Program Overview

08.25.26

Traditional income documentation often limits the amount self-employed borrowers qualify for. Watch our webinar to learn how to qualify your self-employed borrowers using their business’ true cash flow with our Bank Statement program.

Watch video about Pennymac Bank Statement Playbook

08.20.26

Watch our webinar to learn more about Pennymac's Non-QM Product Suite. Discover innovative loan solutions that can help you meet your borrowers’ diverse needs and close more loans.

Watch video about Your Non-QM Playbook

08.19.26

Designed for investors, our DSCR Solutions help your clients grow their real estate portfolios using the subject property’s cash flow, completely bypassing the hassle of traditional income documentation. Watch our webinar to learn more.

Watch video about Unlocking Investor Opportunity with DSCR Loans

08.19.26

Join our live webinar for a deep dive into Non-Warrantable Condos. We will break down the ins and outs of non-warrantable condos and show you how Pennymac’s Non-QM products can turn those “problem” files into closed loans.

Watch video about Non-Warrantable Condo Playbook

09.22.25

P3 Portal Webinar: Delivery of Closed Loan.

Watch video about P3 Portal Webinar: Delivery of Closed Loan

09.22.25

P3 Portal Webinar: Uploading Documents and Conditions.

Watch video about P3 Portal Webinar: Uploading Documents and Conditions