Non-QM Resources
Non-QM Product Profiles
02.17.26
Pennymac guidelines and information regarding Non-QM A+ products.
02.17.26
Pennymac guidelines and information regarding Non-QM A products.
02.17.26
Pennymac guidelines and information regarding Non-QM A- products.
02.17.26
Pennymac guidelines and information regarding Non-QM DSCR products.
Non-QM Forms
09.22.25
To be included when delivering the file for purchase to Pennymac Correspondent Group if the loan proceeds are used for a business purpose.
09.22.25
To be included when delivering the file for purchase to Pennymac Correspondent Group if a married borrower is providing a personal guaranty alone in a community property state.
09.22.25
To be included when delivering the file for purchase to Pennymac Correspondent Group confirming the borrower's intended use of a property.
09.22.25
To be included when delivering the file for purchase to Pennymac Correspondent Group if a borrower is providing a personal guaranty for the borrowing business entity.
09.22.25
To be included when delivering the file for purchase to Pennymac Correspondent Group for each self-employed borrower's income and business finances being used on the transaction.
09.22.25
To be included when delivering the file for purchase to Pennymac Correspondent Group, when the subject property is a condominium, certifying the condominium project meets all program eligibility requirements.
02.17.26
Completed form to be included when delivering the file for purchase to Pennymac Correspondent Group when the subject property is a condominium.
02.17.26
Completed form to be included when delivering the file for purchase to Pennymac Correspondent Group when the subject property is a condominium.
10.22.25
Completed form to be included when delivering the file for purchase to the Pennymac Correspondent Group.
Non-QM Reference Guides
10.31.25
Overview of key contacts, addresses, fees, and delivery information for the Pennymac Delegated Correspondent Group.
09.22.25
Frequently Asked Questions on the Non-QM product line. These will range from product, to credit evaluation, closing specifics, etc...
09.22.25
Product Comparison of the Non-QM Credit Grades. High level view of the A+, A, and A- minus programs to cite similarities and differences.
09.22.25
Seller Overview introducing Pennymac Correspondent's Non-QM Product Suite.
02.18.26
Step-by-step instructions for requesting a guideline exception for Non-QM loans in P3.
Non-QM Training Webinars
Watch our second Non-QM webinar for a deep dive into Pennymac's Non-QM product offerings.
Watch our webinar to learn more about Pennymac Correspondent's Non-QM Product Suite. Discover innovative solutions that can help you close more deals and meet the diverse needs of today’s market.
P3 Portal Webinar: Delivery of Closed Loan.
P3 Portal Webinar: Uploading Documents and Conditions.
Non-QM Underwriting Help Desk Link
Seller resource staffed by Pennymac Non-QM Credit Experts. This desk will allow Sellers to ask questions about our published Product Profiles and Underwriting Manual while also allowing a process for Bank Statement Calculations.