Non-Delegated Announcements - Page 3

Delegated Non-Delegated

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10.01.25

25-74: Pennymac Non-Delegated UW Fee Update

Effective Wednesday, October 1st, Pennymac will be updating their Non-Delegated UW Fee to better align to the loan product and file documentation.

10.01.25

25-73: Guidance Related to the Federal Government Shutdown

Pennymac is providing the following temporary guidance on policies that may be impacted by the federal government shutdown that began October 1, 20...

09.22.25

25-72: Updates to Jumbo Max Price

Pennymac will update Jumbo ARMs Max Price effective for all Best Efforts Commitments taken on or after Tuesday, September 23, 2025 as follows:

09.18.25

25-71: Updates to Government LLPAs

Pennymac will update Government LLPAs effective for all Best Efforts Commitments taken on or after Friday, September 19, 2025 as follows:

09.18.25

25-70: Increased GSE Loan Limits Now Available

Pennymac TPO is excited to announce that we’re raising our GSE loan limits to $819,000, effective 09/19/2025

09.16.25

25-69: Freddie Mac Increased Maximum LTV/TLTV/HTLTV Ratio...

Freddie Mac Bulletin 2025-12 announced that Freddie Mac will increase the maximum LTV/TLTV/HTLTV ratios to 95% for certain 2- to 4-unit mortgage tr...

09.15.25

25-68: Updates to Conventional LLPAs

Pennymac will update Conventional LLPAs effective for all Best Efforts Commitments taken on or after Tuesday, September 16, 2025 as follows:

08.25.25

25-67: Hours of Operation for Labor Day Holiday

Please note the hours of operation for the Best Efforts Commitment Option:

08.18.25

25-66: Updates to Jumbo LLPAs

Pennymac will update Jumbo LLPAs effective for all Best Efforts Commitments taken on or after Wednesday, August 20, 2025 as follows:

08.14.25

25-65: Updates to Government LLPAs

Pennymac will update Government LLPAs effective for all Best Efforts Commitments taken on or after Friday, August 15, 2025 as follows:

08.13.25

25-64: Important Update: Uniform Appraisal Dataset (UAD) ...

Please be advised that Pennymac will not be participating in the Uniform Appraisal Dataset (UAD) version 3.6 limited production period with either ...

08.11.25

25-63: Fannie Mae High-Balance Credit Score Update

As announced in SEL-2025-05, Fannie Mae has updated High-Balance loan eligibility requirements to align with DU Version 12.0 and SEL-20525-01. Effe...

08.08.25

25-62: Updates to Conventional LLPAs

Pennymac will update Conventional LLPAs effective for all Best Efforts Commitments taken on or after Tuesday, August 12, 2025 as follows:

07.25.25

25-61: Updates to Jumbo LLPAs

Pennymac will update Government LLPAs effective for all Best Efforts Commitments taken on or after Monday, July 28, 2025 as follows:

07.24.25

25-60: Freddie Mac Update to Temporary Subsidy Buydowns f...

On July 2, 2025, Freddie Mac announced, in Bulletin 2025-09, temporary subsidy buydown eligibility for loans secured by a manufactured home. Pennym...