Non-Delegated Announcements

Delegated Non-Delegated

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06.18.26

26-64: FHA Manufactured Home Product Profile Retired

Effective June 18, 2026, the FHA Manufactured Home product profile has been retired. All manufactured home requirements have now been incorporated ...

06.17.26

26-63: Updates to Conventional LLPAs

Pennymac will update Conventional LLPAs effective for all Best Efforts Commitments taken on or after Thursday, January 18, 2026.

06.16.26

26-62: Hours of Operation for Juneteenth Holiday

Please note the hours of operation for the Best Effort Commitment Option.

06.15.26

26-61: Uniform Residential Appraisal Report (URAR) Redesi...

Pennymac is pleased to announce that we will begin accepting GSE loans with appraisals in the Uniform Appraisal Dataset (UAD) 3.6 format, effective...

06.12.26

26-60: Non-QM Program Updates

Effective with new loan applications dated on and after June 12, 2026, Pennymac has updated several Non- QM requirements across all programs.

06.11.26

26-59: Freddie Mac Underwriting Updates: Income, Property...

Pennymac is aligning with several underwriting updates announced in Freddie Mac Bulletin 2026-6, that revise requirements for income commencing aft...

06.10.26

26-58: Updates to Conventional LLPAs

Pennymac will update Conventional LLPAs effective for all Best Efforts Commitments taken on or after Friday June 12, 2026.

06.08.26

26-57: Updates to Jumbo LLPAs

Pennymac will update Jumbo LLPAs effective for all Best Efforts Commitments taken on or after Wednesday, June 10, 2026.

06.05.26

26-56: Updates to Conventional LLPAs

Pennymac will update Conventional LLPAs effective for all Best Efforts Commitments taken on or after Monday, June 8, 2026.

06.03.26

26-55: Updates to Non-QM LLPAs

Pennymac will update Non-QM LLPAs effective for all Best Efforts Commitments taken on or after Friday, June 5, 2026.

06.03.26

26-54: Freddie Mac Gift of Equity Update

Pennymac is pleased to announce alignment with Freddie Mac’s revised gift of equity requirements announced in Bulletin 2026-03, effective with loan...

06.02.26

26-53: Fannie Mae Selling Notice and Freddie Mac Bulletin...

Fannie Mae and Freddie Mac announced updated 2026 Area Median Income (AMI) limits with an effective date of June 13, 2026. Pennymac is aligning wit...

06.01.26

26-52: Fannie Mae Income Assessment Policy

Pennymac is aligning with Fannie Mae’s multiple income assessment policy updates announced under SEL-2026-02; effective immediately.

05.27.26

26-51: Updates to Non-QM LLPAs

Pennymac will update Non-QM LLPAs effective for all Best Efforts Commitments taken on or after Thursday, May 28, 2026.

05.21.26

26-50: Updates to Conventional LLPAs

Pennymac will update Conventional LLPAs effective for all Best Efforts Commitments taken on or after Friday, May 22, 2026.