26-17: Updates to Non-QM LLPAs

02/17/2026

Pennymac will update Non-QM LLPAs effective for all Best Efforts Commitments taken on or after Wednesday, February 18, 2026 as follows:

  • Updating values in the “Full Doc - Risk Based Price Adjustments” grid and the “Alt Doc (WVOE & Bank Statements) - Risk Based Price Adjustments” grid on the ‘Non-QM A+‘, ‘Non-QM A’, and ‘Non-QM A-’ tab.
  • Updating values in the “Risk Based Price Adjustments” grid in the ‘Non-QM DSCR’ tab

Please contact your Sales Representative with any questions.