Non-Delegated Announcements

Delegated Non-Delegated

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06.01.26

26-52: Fannie Mae Income Assessment Policy

Pennymac is aligning with Fannie Mae’s multiple income assessment policy updates announced under SEL-2026-02; effective immediately.

05.27.26

26-51: Updates to Non-QM LLPAs

Pennymac will update Non-QM LLPAs effective for all Best Efforts Commitments taken on or after Thursday, May 28, 2026.

05.21.26

26-50: Updates to Conventional LLPAs

Pennymac will update Conventional LLPAs effective for all Best Efforts Commitments taken on or after Friday, May 22, 2026.

05.18.26

26-49: Hours of Operation for Memorial Day Holiday

Please note the hours of operation for the Best Effort Commitment Option.

05.14.26

26-48: Updates to Jumbo LLPAs

Pennymac will update Jumbo LLPAs effective for all Best Efforts Commitments taken on or after Friday, May 15, 2026.

05.11.26

26-47: eMortgage Eligibility Update

Effective May 11, 2026, Pennymac is excited to announce the expansion of eMortgage eligibility for our TPO Non-Delegated clients.

05.08.26

26-46: Non-QM DSCR Credit Updates

Effective with new loan applications dated on or after May 8, 2026, Pennymac is updating eligibility requirements for certain property types and re...

05.06.26

26-45: Updates to Non-QM LLPAs

Pennymac will update Non-QM LLPAs effective for all Best Efforts Commitments taken on or after Wednesday, May 13, 2026.

05.06.26

26-44: Freddie Mac Updates to Age of Tax Return Requireme...

Pennymac is pleased to announce alignment with policy updates introduced in Freddie Mac Bulletin 2026-4 regarding age of tax return requirements an...

05.06.26

26-43: Freddie Mac Bulletin 2026-4 - Manufactured Home Ma...

Pennymac is aligning with revised manufactured home policy announced in Freddie Mac Bulletin 2026-04; effective with LPA submissions and resubmissi...

05.01.26

26-42: Updates to Investment & 2nd Home LLPAs

Pennymac will update Investment & 2nd Home LLPAs effective for all Best Efforts Commitments taken on or after Monday, May 4, 2026.

04.29.26

26-41: Updates to Non-QM LLPAs

Pennymac will update Non-QM LLPAs effective for all Best Efforts Commitments taken on or after, Thursday, April 30, 2026.

04.27.26

26-40: Updates to Non-QM LLPAs

Pennymac will update Non-QM LLPAs effective for all Best Efforts Commitments taken on or after, Tuesday, April 28, 2026.

04.23.26

26-39: Updates to Jumbo LLPAs

Pennymac will update Jumbo LLPAs effective for all Best Efforts Commitments taken on or after Friday, April 24, 2026.

04.21.26

26-38: GSE Property Insurance Updates

Pennymac is aligning with multiple GSE changes regarding property insurance requirements as announced in Fannie Mae LL-2026-03 and Freddie Mac Bull...