Non-Delegated Announcements

Delegated Non-Delegated

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05.11.26

26-47: eMortgage Eligibility Update

Effective May 11, 2026, Pennymac is excited to announce the expansion of eMortgage eligibility for our TPO Non-Delegated clients.

05.08.26

26-46: Non-QM DSCR Credit Updates

Effective with new loan applications dated on or after May 8, 2026, Pennymac is updating eligibility requirements for certain property types and re...

05.06.26

26-45: Updates to Non-QM LLPAs

Pennymac will update Non-QM LLPAs effective for all Best Efforts Commitments taken on or after Wednesday, May 13, 2026.

05.06.26

26-44: Freddie Mac Updates to Age of Tax Return Requireme...

Pennymac is pleased to announce alignment with policy updates introduced in Freddie Mac Bulletin 2026-4 regarding age of tax return requirements an...

05.06.26

26-43: Freddie Mac Bulletin 2026-4 - Manufactured Home Ma...

Pennymac is aligning with revised manufactured home policy announced in Freddie Mac Bulletin 2026-04; effective with LPA submissions and resubmissi...

05.01.26

26-42: Updates to Investment & 2nd Home LLPAs

Pennymac will update Investment & 2nd Home LLPAs effective for all Best Efforts Commitments taken on or after Monday, May 4, 2026.

04.29.26

26-41: Updates to Non-QM LLPAs

Pennymac will update Non-QM LLPAs effective for all Best Efforts Commitments taken on or after, Thursday, April 30, 2026.

04.27.26

26-40: Updates to Non-QM LLPAs

Pennymac will update Non-QM LLPAs effective for all Best Efforts Commitments taken on or after, Tuesday, April 28, 2026.

04.23.26

26-39: Updates to Jumbo LLPAs

Pennymac will update Jumbo LLPAs effective for all Best Efforts Commitments taken on or after Friday, April 24, 2026.

04.21.26

26-38: GSE Property Insurance Updates

Pennymac is aligning with multiple GSE changes regarding property insurance requirements as announced in Fannie Mae LL-2026-03 and Freddie Mac Bull...

04.21.26

26-37: GSE Condominium Project Standards Updates

Pennymac is aligning with multiple GSE changes to condominium project standards as announced in Fannie Mae LL-2026-03 and Freddie Mac Bulletin 2026-C.

04.17.26

26-36: Updates to Non-QM LLPAs

Pennymac will update Non-QM LLPAs effective for all Best Efforts Commitments taken on or after Wednesday, April 22, 2026.

04.17.26

26-35: Freddie Mac Bulletin 2026-4: Mortgages with Capita...

In Bulletin 2026-4, Freddie Mac announced that mortgages with capitalized balances are ineligible. Capitalization occurs when unpaid amounts, such ...

04.14.26

26-34: Updates to Non-QM LLPAs

Pennymac will update Non-QM LLPAs effective for all Best Efforts Commitments taken on or after Wednesday, April 15, 2026.

04.10.26

26-33: Updates to Conventional and Non-QM LLPAs

Pennymac will update Conventional and Non-QM LLPAs effective for all Best Efforts Commitments taken on or after Monday, April 13, 2026.