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The Consumer Financial Protection Bureau adopted a rule that implements the Ability to Repay and Qualified Mortgage (“ATR/QM”) provisions of the Dodd-Frank Act. The effective date of the ATR/QM rul...
Net Tangible Benefit Requirement for VA Interest Rate Reduction Refinance Loans (IRRRL). Pennymac’s intent and policy is that all loans provide a benefit to the borrower. Specific to VA...
The information contained in this topic should not be deemed to constitute the provision of legal advice from Pennymac. Correspondent clients are advised to consult with their legal counselor compl...
