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The Consumer Financial Protection Bureau adopted a rule that implements the Ability to Repay and Qualified Mortgage (“ATR/QM”) provisions of the Dodd-Frank Act. The effective date of the ATR/QM rul...
Net Tangible Benefit Requirement for VA Interest Rate Reduction Refinance Loans (IRRRL). Pennymac’s intent and policy is that all loans provide a benefit to the borrower. Specific to VA...
The information contained in this topic should not be deemed to constitute the provision of legal advice from Pennymac.
