01/12/2026
Pennymac is pleased to announce an enhancement to our AUS Jumbo program, reducing the minimum loan amount for Adjustable-Rate Mortgage (ARM) transactions. This change is effective for new loan applications dated on and after January 12, 2026.
Minimum Loan Amount Requirements
- Adjustable-Rate Mortgages: $500,000 (Previously $1 over the conforming loan limit).
- Fixed-Rate Mortgages: $1 above the conforming loan limit.
Refer to the product profiles for complete program requirements. Please contact your Sales Representative with any questions.