Effective immediately, Advantus and Credit Plus have been removed as eligible vendors for 4506-C purposes. Both Advantus and Credit Plus were previously combined under the name Xactus. In February 2024, Xactus notified all active transcript customers to use the Xactus, LLC participant information (referenced below in this announcement) on the 4506-C form. Correspondents may use any of the approved vendors referenced below.
4506-C Reminder
As previously announced (Announcement 24-39), Pennymac reviews and remediates inaccurate or improperly executed 4506-Cs at loan delivery.
Requirements:
- Section 5a (IVES participant name, ID number, SOR mailbox ID, and address) contains an approved Pennymac vendor IVES vendor. The approved vendors are listed below.
- Sections 5b and 5c be left blank to ensure the form can be processed by the selected IVES participant.
Failure to properly complete the 4506-C form with these requirements may result in a purchase delay and/or loans being conditioned for an updated 4506-C form or an appropriate tax transcript.
Please refer to the Pennymac Seller’s Guide: General Eligibility > General Closing Specifications for additional information and full requirements.
Please contact your Sales Representative with any questions.
IVES Participant Section 5a consists of the following fields:
5a.I: IVES participant name
5a.II: IVES participant ID number
5a.III: IVES participant SOR Mailbox ID
5a.IV: IVES participant Street address
5a.V: IVES participant City
5a.VI: IVES participant State
5A.VII: IVES participant ZIP Code
CoreLogic Credco
5a.I: CoreLogic Credco
5a.II: 302617
5a.III: CLGX4506T
5a.IV: 40 Pacifica #900
5a.V: Irvine
5a.VI: CA
5A.VII: 92618
DataVerify
5a.I: DataVerify
5a.II: Leave Blank
5a.III: Leave Blank
5a.IV: 250 E. Broad Ste., Suite 2100
5a.V: Columbus
5a.VI: OH
5A.VII: 43215
Equifax Workforce Solutions, LLC
5a.I: Equifax Workforce Solutions, LLC
5a.II: 300005
5a.III: EQUIFAX01
5a.IV: 11432 Lackland Road
5a.V: Saint Louis
5a.VI: MO
5A.VII: 63146
Informative Research
5a.I: Informative Research
5a.II: 0000301295
5a.III: CORTNEY123
5a.IV: 13030 Euclid St
5a.V: Garden Grove
5a.VI: CA
5A.VII: 92843
NCS TRV Processing
5a.I: NCS TRV Processing
5a.II: Leave Blank
5a.III: Leave Blank
5a.IV: P.O. Box 1089
5a.V: Hammonton
5a.VI: NJ
5A.VII: 08037
TaxReturnVerifications.com
5a.I: TaxReturnVerifications.com
5a.II: 301300
5a.III: ORDER4506
5a.IV: 327 Caldwell Dr #100
5a.V: Goodlettsville
5a.VI: TN
5A.VII: 37072
Veri-Tax LLC
5a.I: Veri-Tax LLC
5a.II: 0000301975
5a.III: OGEN4506
5a.IV: 30 Executive Park, Suite 200
5a.V: Irvine
5a.VI: CA
5A.VII: 92614
Xactus, LLC
5a.I: Xactus, LLC
5a.II: 0000304771
5a.III: Leave Blank
5a.IV: 370 Reed Road Suit 100
5a.V: Broomall
5a.VI: PA
5A.VII: 19008
