12/11/2025
In this month’s Policy Pulse, Pennymac’s Isaac Boltansky cuts through the political noise with a definitive Housing Affordability Policy Playbook. Isaac separates the real solutions from the distractions to identify the specific levers—both good and bad—that can actually move the needle.
Inside the Issue:
- Helpful Solutions for Supply and Mobility: Key proposals addressing the core drivers of the housing crisis, from reforming the Capital Gains Exclusion to scaling factory-built housing.
- Policy Pitfalls to Avoid: A clear breakdown of why some recent proposals like portable mortgages and lowering LLPAs on investor properties could hinder, rather than help, the nation’s push for housing affordability.