10/08/2025
Pennymac would like to remind clients that per Ginnie Mae requirements, eMortgage eligibility for government loans is limited to fixed-rate mortgages only.
Note: Consolidation Extension and Modification Agreement (CEMA) transactions and manufactured home transactions are ineligible for eMortgage.
Please refer to the Ginnie Mae Digital Collateral Program eGuide and the applicable Pennymac Product Profiles for requirements.
Please contact your Sales Representative with any questions.