22-28: TBD Locks

04/14/2022

*Applies to Correspondent Delegated Clients only*

In today’s market Borrowers are looking for a way to lock in a rate while they continue their search for the perfect home. Pennymac Correspondent Group accepts TBD locks to help you better accommodate your clients in this situation.

  • Purchase transactions only.
  • 60, 75, or 90 day lock terms.
  • Enter TBD in the Address field when locking the loan.
  • Address is updated by emailing the Lock Desk at CorrespondentBest@pennymac.com
  • All standard lock policies apply.

Effective Friday, April 15, 2022 our Conventional and Government LLPA tabs will reflect a new ‘TBD Non Delivery Fee’ LLPA of -0.50. This fee will only be billed if the loan is not delivered to Pennymac.

Please contact your Sales Representative with any questions.